Motorists in the north are the most likely to fall victim to a staged accident, according to Direct Line.

The insurer conducted research into accidents which are caused intentionally by fraudsters looking for a payout or compensation, the Telegraph reports.

Every year the vehicle insurance industry pays out £350 million on fraudulent claims, leaving innocent motorist to pay an average of £44 in additional premiums, the news provider revealed.

Centenary Way in Trafford Park, Greater Manchester, was said to be the worst location for staged accidents, with other hotpots for such activity appearing at junction five of the M65 in Lancashire, and on Cavalry Way in Burnley.

Although they occur less frequently in the south, staged accidents were relatively commonplace on the Denham roundabout on the M40 in Buckinghamshire, with another roundabout in Hemel Hempstead not far behind.

When it comes to genuine accidents, a survey by GEM Motoring Assist found that 50 per cent of drivers had experienced a crash or near-miss after swerving to avoid a pothole.

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