Admiral Group insurers are breaching the Race Relations Act, according to Which? magazine.

On average, 18 per cent more was charged for the car insurance premiums of a driver who had not lived in the UK from birth.

The consumer magazine commissioned legal advice, which concluded that the insurance group discriminated on the basis on national origin, which owns Bell, Diamond and Elephant, among nine other brands, breached the act.

However, Admiral Group, which insures more than two million customers worldwide, claimed that in its experience, policyholders who have not spent their whole life living in the UK have a worse claims experience.

It said it does not assess premiums based on race, colour or religion but when the policyholder moved to the country.

Which? obtained quotes from insurers in the Admiral Group and 15 other car insurance providers, using the same scenario and details each time but changing whether the applicant was born in the UK or not.

Please share your thoughts

You must be logged in to post a comment.